Ten reasons for investors to look on bright side

BOSTON (MarketWatch) - Maybe everything is about to fall apart. Maybe the Dow Jones Industrial Average (DJI:DJIA) is heading back to 6,000. Maybe those of us who survived Hurricane Irene - which brought a devastating, er, breeze and light drizzle to central Boston - should be piling up the sandbags and setting up the shutters for the real hurricane about to come out of our financial system.
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Keeping the cottage in the family

The cottage is a source of joy for many families, and is often viewed as 'common property' within generations. Like many people, you are perhaps considering leaving the cottage to your heirs so it can be enjoyed by generations to come. Whether you are in this situation, or considering purchasing a cottage for the first time, there are certain financial implications you may want to consider. They might influence how you intend to pass on the cottage to your heirs be it through a will, a sale or perhaps through a trust. And they may also influence how you structure the purchase of a new property today.
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Celebrating a tax refund?

Looking forward to a tax refund this year? A tax refund is no reason to celebrate. You may fell the government is giving you money but in reality they are giving you back your own money. The government has had use of your funds for the year, interest free. Does your financial institution offer you an interest-free loan?
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Fraud, Phishing Scams and Canada Revenue Agency...

The Canada Revenue Agency (CRA) is warning Canadians to be careful of emails, voice mails, even mail claiming to be from the CRA. These are phishing scams that could result in identity thefts. Email scams may also contain embedded malware, or malicious software, that can harm your computer and put your personal information at risk of compromise. The CRA does not email Canadians and request personal information.
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TFSA - Tax Free Savings Account

The amount Canadians can stash away each year in tax-free savings accounts is increasing by $500 to $5,500, starting Jan. 1, 2013.
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Five key risks to retirement income planning

LONGEVITY

Canadians are leading longer and healthier lives, which means they need to plan for a retirement lasting 20 or 30 years or even longer.
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The Lifecycle to Retirement

A carefree retirement for many of us is going to be a balancing act between your must-haves and your nice-to-haves. Prioritizing personal lifestyle preferences in the present and for the future is important at any age, and will help ensure you retire comfortably.
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